| 個案一至五 | 個案六至十 | 個案十一至十五 |
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個案一
姓別:男(35歲) 職業:高級消防隊目 月入:$53,000
選擇DRP原因:
- 擁有兩個物業單位,總正資產值約百餘萬。(由於正資產值太大,若進行IVA申請,債權人會要求賣樓。)
- 其多數債權人願意接納DRP。
| 銀行 |
欠債 |
每月最低還款 |
DRP後供款 |
期數 |
| A |
$61,586 |
$2,155 |
$1,292 |
72 |
| B |
$39,994 |
$1,999 |
$555 |
72 |
| C |
$44,532 |
$2,226 |
$1,031 |
60 |
| D |
$14,321 |
$716 |
$298 |
48 |
| E |
$8,930 |
$446 |
$148 |
60 |
| F |
$134,860 |
$6,743 |
$3,888 |
48 |
| G |
$207,894 |
$8,315 |
$3,464 |
60 |
| H |
$312,880 |
$15,644 |
$6,518 |
48 |
| I |
$75,796 |
$3,031 |
$1,755 |
60 |
| J |
$253,817 |
$10,152 |
$4,230 |
60 |
| K |
$48,333 |
$2,416 |
削債至$40,000(一次過付清) |
| L |
$27,890 |
$1,394 |
$464 |
60 |
| M |
$22,893 |
$1,114 |
$381 |
60 |
| N |
$48,672 |
$3,988 |
$1,987 |
48 |
| O |
$59,875 |
$2,993 |
$712 |
84 |
| 總數: |
$1,362,273 |
$63,332 |
$26,723 |
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個案二
姓別:女(29歲) 職業:傳銷月入:$14,000
選擇DRP原因:
- 擁有兩個物業單位,總正資產值約百餘萬。(由於正資產值太大,若進行IVA申請,債權人會要求賣樓。)
- 其多數債權人願意接納DRP。
| 銀行 |
欠債 |
每月最低還款 |
DRP後供款 |
期數 |
| A |
$4,851 |
$242 |
削債至$3,000(一次過付清) |
| B |
$21,889 |
$1,094 |
$750 |
36 |
| C |
$35,689 |
$1,784 |
$1,091 |
35 |
| D |
$48,755 |
$1,462 |
$812 |
60 |
| E |
$67,492 |
$3,374 |
$1,563 |
60 |
| F |
$89,555 |
$3,582 |
$1,066 |
84 |
| G |
$19,764 |
$1,500 |
$549 |
36 |
| H |
$38,641 |
$1,932 |
$1,347 |
36 |
| 總數: |
$326,636 |
$14,970 |
$7,178 |
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個案三
姓別:男(36歲) 職業:有限公司董事 月入:$23, 800
選擇DRP原因:
| 銀行 |
欠債 |
每月最低還款 |
DRP後供款 |
期數 |
| A |
$41,378 |
$2,070 |
$1,275 |
48 |
| B |
$94,396 |
$7,131 |
$2,075 |
72 |
| C |
$25,413 |
$2,695 |
$1,168 |
24 |
| D |
$29,839 |
$1,754 |
$1,482 |
24 |
| E |
$67,621 |
$1,980 |
$1,465 |
60 |
| F |
$36,303 |
$5,872 |
$912 |
48 |
| G |
$104,752 |
$3,539 |
$2,815 |
60 |
| H |
$73,033 |
$2,834 |
$1,531 |
60 |
| I |
$66,332 |
$2,972 |
$1,494 |
60 |
| J |
$217,059 |
$11,939 |
$5,150 |
60 |
| K |
$24,449 |
$1,223 |
$535 |
84 |
| 總數: |
$780,575 |
$44,009 |
$19,902 |
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個案四
姓別:男(48歲) 職業:巿場推廣經理 月入:$14, 000
選擇DRP原因:
| 銀行 |
欠債 |
每月最低還款 |
DRP後供款 |
期數 |
| A |
$38,762 |
$2,253 |
$1,195 |
48 |
| B |
$34,505 |
$4,128 |
$867 |
48 |
| C |
$36,769 |
$1,470 |
$851 |
60 |
| D |
$48,969 |
$2,492 |
$1,315 |
60 |
| E |
$254,409 |
$8,313 |
$3,744 |
96 |
| F |
$35,692 |
$1,051 |
$848 |
60 |
| G |
$105,680 |
$4,580 |
$2,314 |
84 |
| 總數: |
$554,786 |
$24,287 |
$11,134 |
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個案五
姓別:男(26歲)/女(24歲) 職業:股票經紀/物流主任 月入:$11,000/$27,800
選擇DRP原因:
- 股票經紀申請IVA必須通知僱主。
- 其多數債權人願意接納DRP。
| 銀行 |
欠債 |
每月最低還款 |
DRP後供款 |
期數 |
| A |
$48,692 |
$2,434 |
$1,223 |
48 |
| B |
$65,411 |
$3,270 |
$1,090 |
60 |
| C |
$89,654 |
$4,482 |
$1,245 |
72 |
| D |
$7,316 |
$365 |
$479 |
18 |
| E |
$43,832 |
$2,181 |
$1,826 |
24 |
| F |
$23,566 |
$1,178 |
$392 |
60 |
| G |
$89,746 |
$4,487 |
$2,827 |
40 |
| H |
$62,394 |
$3,119 |
$1,568 |
48 |
| I |
$35,687 |
$1,784 |
$1,134 |
36 |
| J |
$48,563 |
$2,428 |
$1,737 |
36 |
| K |
$22,396 |
$1,119 |
$373 |
60 |
| L |
$23,814 |
$1,190 |
$756 |
36 |
| M |
$87,936 |
$4,396 |
$1,221 |
72 |
| N |
$67,877 |
$3,393 |
$2,367 |
36 |
| O |
$19,864 |
$1,800 |
$827 |
24 |
| 總數: |
$736,748 |
$37,626 |
$19,065 |
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